You dare to cultivate without money?! Novel

Zhang Yu dismissed the intrusive ad with a cold snort. A mysterious elder promised vengeance against the powerful cultivator who had humiliated him and a negligent master who cast him aside. The offer seemed straightforward—inherit centuries of accumulated power through an app. The Heavenly Court system granted users interest-free borrowing periods of thirty days, with minimal daily charges afterward. Despite warnings that this might be a supernatural debt trap, the elder guaranteed safety. Yet Zhang Yu remained skeptical, recognizing the scheme for what it truly was: another elaborate scam preying on desperate cultivators without resources.