Motor Vehicle Legal Terms
The laws regarding motor vehicles differ from state to state. In general, laws assume that a vehicle was operated with the owner's consent.
The mortality rates are influenced by laws that increase penalties, make revocation automatic, or target social hosts. All of these measures, including mandatory education, alcohol treatment and interlock devices, have only a tiny effect.
Legal Definitions
The laws governing the legal definitions of motor vehicles are defined and determined at the state level. The federal definitions of national fuel economy standards and licensing requirements for commercial vehicle drivers are mostly administrative and do not apply when states determine their own classifications of registration. These classifications for vehicle registrations determine whether a driver has to be issued a special license to operate certain types of vehicles.
These state laws define the terms "automobile," "light truck" and others. For instance the definition of light truck is every
motor vehicle accident Lawsuits vehicle with an rated carrying capacity by the manufacturer of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination designed to transport people or property within its own structure. This includes manufactured homes and trailers.
Wheel chairs are vehicles with wheels that is used by those who are physically disabled and unable to walk. A moped is a vehicle with not more than three wheels on the ground, and that travels at a maximum speed of 35 miles per hour.
A pedal-driven vehicle, is one that is driven by the driver who sits on top of it. The owner of a vehicle is the person who is the legal owner.
Traffic Laws
Each state has its own set motor vehicle laws which cover everything from registration procedure to insurance requirements. The laws also deal with the types of vehicles that are protected by law. Some of these laws are similar across states, while other laws differ significantly. There are laws that restrict the number of people that can be transported by pedicab. There are laws that prohibit reckless driving on certain kinds of roads, like parking spaces.
If you break these laws, you can be fined and punished. The penalties vary from having your driver's license suspended or being required to attend traffic school.
The law governing speed limits on roads is among the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.
The law also sets out the definition of a "motor vehicle." This includes every description of a carriage or device that is driven by mechanical force and utilized on a public road for the transportation of persons or property or for any other commercial use. The law excludes trailers, coaches, semitrailers, all-terrain and snowmobile vehicles motorized mobility assist systems operated by people with disabilities, and self-propelled corn and hay harvesting machines.
Insurance
A
motor vehicle accident lawyers vehicle insurance policy is a contract that protects the insurer from financial loss due to liability for injuries to the body or death or property damage caused by a third party arising from operating, ownership, maintenance, or use of an insured vehicle. It can also cover physical damage to the vehicle. It must mention the name and address of the insured named the policy, the coverage provided by the policy, the premium that is charged, the period of effectivity and the limits of liability. It must also contain an agreement or endorsement stating that the insurance is in line with the coverage specified as to bodily injury and death, as well as property damage.
The language used in the motor vehicle policy may be confusing for the average person, and Duncanville law firms typically recommend that individuals review a sample policy to fully be aware of the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase is used often in statutes that govern the registration of vehicles and financial responsibility laws.
Some examples of coverage under the motor vehicle policy are commercial auto insurance for vehicles that are used in connection with commercial, business, activities, employment or occupations carried on for profit; auto liability insurance that covers MP and PIP, and uninsured and underinsured motorist coverage (UM/UIM). This kind of insurance is required by many states.
Permissive Use
If someone other than a named insured or family member drives your vehicle and is involved in getting into an accident, it's crucial to know the process of insurance coverage in these circumstances. This is called permissive usage. The specific terms of your insurance policy may differ, but most large car insurers offer this type of coverage.
It is important to remember that you are liable for any damages caused by a driver with your permission. Permission may be either implied or explicit, and does not usually require writing.
In determining if there is implied consent, courts take into consideration the relationship between the parties, their past conduct and use of the vehicle as well as the circumstances surrounding a particular driving event. A court also will consider if any restrictions were placed on the scope of permissive use and if even a minor deviation from the duration, location and limitations of the original permission would violate these restrictions.
Keep in mind that adding a driver to your car insurance will increase your insurance premium up since it makes the vehicle more risky to insure. It is essential to weigh your options before lending out your vehicle to anyone else. Contact Jerry for a free insurance quote and to discuss your policy terms.