Motor Vehicle Legal Terms
The laws governing motor vehicles differ widely from one state to the next. In general, the laws assume that a vehicle was operated with the owner's consent.
Laws enhancing penalties that make revocation automatic or targeting social hosts can have mixed impacts on mortality rates. All of these measures, including mandatory education, alcohol treatment, and interlock devices, have a tiny impact.
Legal Definitions
The laws that govern motor vehicle legal terms are formulated and determined at the state level. The various definitions used by the federal government for national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly for administrative purposes, and are not applicable to states that are determining their own registration classifications. These vehicle registration classifications determine whether a driver must get a license specific to operate certain kinds of vehicles.
These state laws define terms such as "automobile," "light trucks" and many more. For instance the definition of light truck is any motor vehicle with an rated carrying capacity by the manufacturer of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. It also excludes any vehicle or combination of vehicles intended to transport passengers or property entirely within its own structure, such as trailers and manufactured homes.
A wheel chair is a device with wheels, typically used by those who, due to physical disability cannot walk as pedestrians. Mopeds are motor vehicle with fewer than three wheels that come into contact with the ground. It is able to travel at a speed of not more than 35 miles per hour.
A pedicab, also known as pedal-driven vehicle, is driven by the person sitting on the top of it. Someone who holds the legal title to a vehicle is called the owner.
Traffic Laws
Typically, every state has its own set of motor vehicle laws that deal with everything from the registration process to the insurance requirements. The statutes also cover the types of vehicles subject to the law. Some of these laws are the same across states, however others vary considerably. There are laws that limit how many people can be transported by pedicab. There are also laws that prohibit reckless driving on certain kinds of roads, for instance parking lots.
If you break the law, you could be penalized and fined. The penalties can range from getting your driver's license revoked and being required to attend an traffic school.
One of the most important laws in a state pertaining to vehicles is the speed limits set on roadways. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.
The law also defines the definition of the term "motor vehicle." This includes any description of a carriage or contrivance that is propelled by mechanical power and is employed on a public highway for the transportation of persons or property, or for other commercial purpose. It does not include semitrailers and trailers and coaches, house trailers or coach trailers, vehicles that run only upon rails or tracks, snowmobiles and all-terrain vehicles, motorized mobility assistance devices that are operated by a person who has disabilities, self-propelled hay harvesting or corn harvesting machines and tractor.
Insurance
A motor vehicle insurance policy is an agreement between the insured and the insurer that protects against financial loss on account of liability for bodily injury or property damage to a third-party arising out of ownership, operation, maintenance or the use of a covered automobile. It may also protect against physical damage to the vehicle. It must include the name and address of the named insured as well as the coverage provided by the policy. It also includes the premium charged and the time for the period that the policy is in effect, as well as the responsibility limits. It should also include an agreement or an endorsement that states that the insurance coverage is in line with the coverage specific to bodily injury or death, as well as property damage.
The language of a motor vehicle policy can be confusing to the average person. Duncanville law firms typically recommend that an individual review an example policy to know the terms. One of the most common confusions is the definition of "
motor vehicle accident attorney vehicle". This phrase is found in numerous statutes that govern the registration of vehicles as well as financial responsibility laws.
Examples of coverages offered under a
motor vehicle accident law firm policy include commercial auto coverage for vehicles used for commercial or business establishments or other activities, employment or jobs carried out for profit, as well as automobile liability coverage, which comprises PIP MP,
motor vehicle accident Attorney MP, as well as uninsured or underinsured driver coverage (UM/UIM). Many states require drivers to have this type of insurance.
Permissive Use
If someone other than a named insured or a family member drives your car and gets involved in an accident, it's important to understand the insurance coverage that is available in these scenarios. This is referred to as permissive use. The specifics of your policy may differ however, generally speaking, all large car insurance companies offer this type of insurance.
It is crucial to remember that you are responsible for any damages caused by a driver who has your permission. Permission can be express or implied, and it usually does not have to be written down.
In determining if there is an implied permission, courts will look at the relationship between the two parties; their previous behavior and use of the vehicle; and the circumstances surrounding the specific driving incident in question. A judge will also consider whether any restrictions were placed regarding the permissive use and if even minor deviations from the time, location and usage limitations of an initial permission would be in violation of these restrictions.
Keep in mind that adding a driver to your insurance could result in your premium going higher, since it makes the car more risky to insure. It is important to carefully evaluate your options prior to giving your vehicle over to anyone else. Contact Jerry for a free insurance quote and to discuss your policy terms.