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In 1959, the bank made exceeding $25 million by providing FHA and VA home mortgages to buyers. Prior to the 1960s the State banking laws prohibited banks from locating in other counties, but they changed upbeat and Hudson City opened their first branch in Bergen County in Waldwick. This only agreed to be the foundation. In the 1970s, the bank opened 37 branches in 12 counties. In 1978, once the bank moved their headquarters to Bergen County their total deposits and assets were over $1.1 thousand.

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