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This use to be what happened most frequently. However, with so many closures using some banks having an abundance of cash, this doesn't happen oftentimes these those days. It is the most expensive for the FDIC because they are using the hook for several of the insured deposits and assets will be sold at a much more distressed the price. However, it usually brings into play the quickest return of funds into the depositor. Advanta Bank was closed on a Friday and several depositors had their checks in hand by Wednesday. The FDIC has caused it to be a pursuit to return funds as quickly and as efficiently it can be.
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The theory of bank fees makes sense, needless to say. After all,
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