How Much Is Your
auto accidents Accident Compensation Worth?
Car accident damages are meant to compensate victims for their losses. Some of these include costs of property damage and medical bills, while some aren't, such as pain and suffering.
In New York, you have up three years to file legal action after a crash, but waiting too long can harm your case. Evidence can be lost over time or destroyed. Witnesses could forget important information.
Damages
In the event of a car accident the victims may receive compensation for their economic losses for medical bills and lost wages. They can also receive compensation for non-economic injuries, like pain and suffering. The amount you will receive is contingent on the severity of your injuries and the impact they have on your life.
A skilled
auto accident attorney can help you determine the value of your injuries and property damage, and negotiate with the insurance company to reach an acceptable settlement. Insurance companies are in business to make money. They will do everything they can to settle your claim for as little as they can. You require an attorney who will fight to secure the maximum amount you deserve.
In addition to the expense of repairing your vehicle you can also claim compensation for any personal items that were damaged in the accident. Clothing, shoes, and jewelry are all included. You can also receive compensation for expenses related to housekeeping, gardening or childcare, if you are unable to do these tasks by yourself due your injuries.
The deductible also forms part of the equation when determining much your claim is worth. You'll have to pay your deductible prior to the insurance company begins to compensate you for your losses. You can then sue the motorist responsible for any remaining damages.
Medical bills
Medical bills resulting from a car crash can quickly increase. The cost of an ambulance ride, hospital stay or inpatient treatment could be the tens of thousands of dollars or more. Additionally, the cost of prescription drugs, physical therapy and other care can increase as the person who was injured is able to recover.
The driver at fault is responsible for the cost of a victim's loss, including medical expenses, in the event that they are found to be responsible in a lawsuit. However, the law does not normally require the at-fault party to pay a medical bills of their victim on a regular basis.
If you do not live in an area that is no-fault, your first step for getting reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Based on your policy's limits, this coverage could cover most or all of your medical expenses.
You should also make a claim through the insurance policy of the driver who is at fault for any liability insurance they have, as well as the uninsured motorist coverage of your own insurance policy. These policies may pay for your medical expenses, but they typically have deductibles or other terms. An experienced lawyer will assist you through the process of obtaining medical bills paid. This will allow you to save money on medical bills and
auto accident attorney concentrate on recovering.
Lost wages
Injuries from car accidents can keep you out of work. This can result in you being without a source of income and unable to pay your bills. You may have to borrow money from family or friends. A settlement can take months. In that time, you will need to continue paying the bills out of your pocket and wait for your settlement.
A claim for lost wages can help you recover the money you would have earned if not for the injuries sustained in your car accident. This can be a combination of salary and hourly wages, however it could also include other financial benefits such as raises and bonuses. Your attorney can calculate the actual amount of lost earnings.
You can make a claim for lost wages with a no-fault insurance company or by filing a lawsuit against the responsible party. The claim will typically involve the cost of your medical bills, proof that you missed work due to injuries, and documentation of your earnings loss. This is often described as demand package.
You'll need to submit a letter from your employer that confirms your employment details, including the days you missed work because of your injuries and the hours you work normally. You'll need to provide your pay stubs, tax documents and other relevant documents. An attorney can help gather these documents and prepare a compelling demand package to present to the insurance company or judge in your case.
Suffering and pain
While some expenses associated with accidents can be estimated to the penny, such as emergency services, medical bills and surgery costs, medication, and lost wages--others cannot. These losses that are not quantifiable are referred to as pain and suffering, and they are an important component of a compensation claim.
Both the physical and emotional effects of an accident are part of the pain and suffering. The injuries sustained by a victim can have a lasting effect on their lives which can lead to permanent disabilities or even death. For instance, a victim who suffers from a crippling brain injury is unlikely to get back to normal functioning. These types of injuries often require a substantial settlement.
In most instances, the amount suffering and pain that a victim experiences is contingent upon the extent of their injuries and how it has affected their life. An experienced lawyer will investigate the specific details of your case and
auto Accident attorney decide the appropriate amount of settlement. They will use prior settlement amounts for similar injuries as a guide to give you an idea of what your case may be worth in terms of pain and suffering.
Insurance companies attempt to deny the claims of victims for pain and suffering, by claiming that their injuries are not sufficiently severe. A skilled lawyer will resist such tactics and negotiate on behalf of you with the insurer to ensure that you get an appropriate settlement.